This should ideally be done in the waning moon phase on a Saturday. But otherwise on a Saturday is fine.
You need: 1 black candle, 1 black pen (for banishing), Heat proof bowl, Spare paper, Cloves and ground cinnamon.
Say: ‘I banish these expenses from my life!’
With the spare pieces of paper, write the amount for the bill at the top. Then underneath write the amount again minus the last number.
For example:
$165.30
$165.3
$165
$16
$1
0
Place the paper on top of the bill. See the bill diminishing in value